DM: They must be lying.

"Are you sure? I'm not doubting your investigative abilities, but ya've gotta believe me when I say I don't think they'd do that." "DM, I don't know what CM's told you, but murder is definitely something they do." You don't know what else to say - is there more that Mr. M hasn't told you? "Well, Puzzle Detective, good luck with the bank account, and both of you, good luck with the investigation. I've, well, I've got to go. Nice talking to you again, Dame." You hang up, and after that, your LOYALTY takes a dip.